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a solution even if:
  • You have never had a loan
  • You have been bankrupt
  • You have not been discharged from your bankruptcy
  • You have late payments
  • You have had an application refused by a financial institution
  • You voluntarily surrendered your previous vehicle
  • You are involved with a trustee regarding a proposal to settle your debts with creditors
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Auto financing and credit in Penticton | Penticton Honda

Welcome to Penticton Honda's Finance Department, your vehicle loan or lease finance centre. We are here to provide with the best possible financing or leasing options for your new or pre-owned car or truck.

We handle all types of credit, from good to bad, and even if you have no credit, no problem! At Penticton Honda, we have very strong relationships and are committed to finding you the perfect loan company that suits your car financing needs.

Financing Options

If you like the idea of having ownership of your car, prefer paying off your loan, and don't like the risk of possible lease-end charges, then you should consider finance as an option. As a finance customer, throughout the term of your finance contract, your payments will consist of part principal and part finance charges. Each payment you make increases the amount of equity you've built up in your vehicle.

Leasing Options

If you enjoy driving a new vehicle every two to four years, want lower monthly payments, to be protected under warranty, drive an average number of kilometres, and can properly maintain your vehicle, then you should consider leasing as an option.

As a lease customer, you pay only a portion of the vehicle's cost, which is the part that you "use up" during the time you're driving it and you pay taxes for only your monthly payments vs. the full vehicle price. Signing a lease contract means that you agree to make regular monthly payments, keep appropriate insurance, pay any vehicle taxes and licensing fees, and take good care of the vehicle for the duration of your contract.


Applying for a car loan at Penticton Honda is very simple. All you have to do is fill out the auto finance application form on this page and the (optional) comprehensive auto loan form that follows for even faster approval. Once your request has been received, you will be approved within 20 minutes in most cases, during our business hours. At Penticton Honda, we offer you an ultra personalized credit approval service. Your car loan is waiting for you! For super-fast service, you can also apply for car credit by phone at 250 492-0100.

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